Home    Loan Center    Loan Programs    About Us    FAQ    Resources  
 
Global Mortgage Link LLC offers a variety of loan programs to meet the needs of Kentucky home-buyers. We work with the leading lenders in the industry to provide:
 
USDA Loan
VA Loan
FHA Loan
Conforming/Conventional Loan

USDA Loan
USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers lower credit scores, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.

There are certain requirements, such as inspections, that must be met with a USDA loan. Your loan officer will take you through the process step-by-step.

 

VA Loan
You must have suitable credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. The eligibility requirements to obtain a COE are listed below for Servicemembers and Veterans, spouses, and other eligible beneficiaries.

See our resources page for additional information on eligibility.


va logo

FHA Loan
An FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development. FHA loans have been helping people become homeowners since 1934.

Downpayments can be as low as 3.5% of the purchase price.


fha logo

Conforming/Conventional Loan
A conforming loan is a mortgage loan that conforms to Fannie Mae and Freddie Mac guidelines. These loans are an excellent choice for those who have top-notch credit scores (generally a FICO of 740 or higher) and funds to make a downpayment. This type of loan generally requires less documentation than others and carry a lower interest rate than FHA or VA home loans.

fannie mae

freddie mac


Interested in refinancing your home? Call us at 866-363-4684 to see how we can help you lower your monthly payment!

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.